Circle business

The loans are promoted as safe and effective method to borrow money to cover sudden expenses. But, they could be used to convince clients to sign up to conditions which could compromise their financial security over the long term. What's…

"Out of business." This sign is nothing new in the last 18 months. Thanks to the coronavirus pandemic, sales for many merchants have dried up, doors have been closed and employees have been laid off. But across Illinois, a state law…

Afterpay's new 'Retro' feature retroactively splits a payment into four instalments, which critics say is no better than a payday loan or payday advance. Announced on Wednesday and slated to launch next month,…

Hotel and restaurant staff top the list of payday loan applicants during the pandemic, new industry data has revealed. Analysis of customer trends Petits-prêts.com found that staff in the hospitality and leisure industry made!-->…

Image source: Getty Images Before visiting your local payday lender, consider the…

City staff are proposing a number of changes to how payday loan businesses operate in Guelph – a move they say will help protect vulnerable residents in the city.According to a report in the run-up to the September 7 Committee of the…

Your options when you can't make your payments What options do you have when you're struggling to make your payments on a bad credit loan? First, you must admit that there is a problem for yourself. No doubt you'll try to think of…

In perhaps the most unprecedented change, the Consolidated Appropriations Act of 2021, designed to provide financial relief during the pandemic, included $3 billion specifically for the CDFI Fund, which provides…

The key is to shop around and find a loan at the most affordable rate and with the most favorable terms possible.If you are able to get a personal loan, you can significantly reduce the interest rate and borrowing costs you pay…

How does an alternative payday loan work?Alternative payday loans (PAL) are low value loans offered by federal credit unions. PALs are permitted by the National Credit Union Administration as long as certain guidelines are…

Are you in financial difficulty? If you are having financial difficulty and would like to speak to someone for free financial advice, information and assistance, you can call the Financial Advisors Hotline…

MService members and their families do so much to serve our nation that it is surprising to find that they are being unfairly targeted by predatory lenders. But it is in fact the case. The Consumer Federation of America recently…

The number of overdue payday loans in Russia hit a record 5.4 million in February, according to credit rating agency Equifax. In total, Russians owe 172 billion rubles ($2.2 billion) to microfinance organizations – very…